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Sector · Banking & financial services

Enterprise architecture for banking transformation.

Architecture review, target-state design and delivery-aware solution shaping for banking platforms, payments, data and regulated change programmes.

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Category
Sector-specific advisory
Best fit
Core banking modernisation, payments, risk platforms, integration-heavy transformation
Typical outputs
Reference architectures, challenge packs, roadmap options, review notes, integration maps
Often linked to
Cybersecurity architecture, delivery governance, data foundations
Client need

Why programmes ask for this.

Banking programmes stall when architecture is fragmented across vendors, workstreams and control functions. The work establishes a shared baseline that executives, delivery teams and control functions can all use — and audit-ready packs that explain each decision.

Core areas

What is covered.

01

Target-state banking architecture

Capability maps, platform roles, dependency logic and transition options.

02

Solution architecture review

Challenge of core platform, data movement, payment flow, control point and customisation designs.

03

Integration & data flow design

APIs, events, batch dependencies, trust boundaries and operational hand-offs.

04

Transformation sequencing

Architecture choices linked to rollout waves, governance checkpoints and decision timing.

Method

Frameworks and working approach.

Typical assignments

What engagements look like.

Evidence · Banking portfolio

Results from real programmes.

23
international and Romanian banks
19
FSB-designated G-SIBs
32
banks supported on agentic AI
−58%
mean time to resolve
Deliverables & standards

What you receive, and the frameworks it aligns with.

Standards and building blocks

PCI DSSISO 27001DORANIS2SWIFT CSPISO 20022
Engagement model

How an engagement runs.

01

Review & problem framing

Current state, delivery friction, architecture debt and the decisions that must be made first.

02

Target state & governance design

Reference architecture, governance model, control points, sequencing and evidence structures.

03

Delivery assurance & validation

Design authority, prototype validation and assurance reviews as the programme proceeds.

Proof in practice

Related platforms and projects.

Product · in production & supportAgentic AML HyperautomationAgentic AI and hyperautomation for AML: KYC/UBO, alert triage, investigations and SAR drafting with human sign-off. 16 financial…Read more →Product · in production & supportDPI Trust PlatformDPI trust platform combining DLT, Zero Trust and governed AI for identity assurance, interoperability and auditability at national…Read more →Delivered · 2025 · ongoingQuantum Readiness & Post-Quantum MigrationQuantum readiness and post-quantum migration for sovereign and regulated institutions: NIST PQC roadmaps, PKI and HSM crypto-agility, ePassport…Read more →
Questions

Asked often.

Is this only for core banking?

No. It covers payments, risk, data and integration-heavy change as well as core platforms.

Where does it add the most value?

Where several vendors and control functions must agree on one target state and its sequencing.

Can you review vendor-led designs?

Yes — independent challenge of vendor proposals is a typical assignment.

What comes out of an engagement?

Target-state views, integration maps, decision logs and a sequenced roadmap.

Related

Explore further.

Ready to discuss
your programme?

Start an engagement → office@pir2-it.com